STATEWIDE — Insurance Commissioner Jim Donelon is reminding Louisiana residents that open enrollment for health insurance coverage begins November 1, 2023, and runs through January 15, 2024. Families can review their options and select a plan through the Health Insurance Marketplace during this time.
Rate filings show an average rate increase of 1.3% in the individual market and 8.3% in the small group market for plans on the Health Insurance Marketplace, officials report.
Health insurers offering individual marketplace plans for 2024 are Ambetter Health of Louisiana, Blue Cross and Blue Shield of Louisiana, CHRISTUS Health Plan and UnitedHealthcare Insurance Company, according to the Louisiana Department of Insurance.
“Open enrollment is the time to take action and make informed decisions about your health care needs,” said Commissioner Donelon. “I encourage families to shop around and speak with an agent before making a decision.”
The Louisiana Department of Insurance offers the following tips in reference to open enrollment:
- Review your options. Plans and premiums can change each year. Confirm your doctors and medical providers are in the plan’s network you choose.
- Meet deadlines. If you enroll in a plan by January 15, your coverage will begin February 1, 2024. If you do not elect coverage by January 15, you will be unable to get health care coverage, unless you qualify for a Special Enrollment Period due to a qualifying life change.
- Contact an agent. A licensed health insurance agent can help you understand your options, answer any questions you may have and determine if you qualify for a premium tax credit.
